Skip the online forms. Call Prime Drive Insurance and talk through your auto coverage options with a real person — liability, full coverage, SR-22, and more.
Prime Drive Insurance is an independent insurance consultation service. We are not an insurance carrier or underwriter. Quotes and coverage are provided by licensed third-party insurance providers.
Every driver's situation is different. On the call we'll walk through which coverage types apply to you and what to ask about when you compare options.
The state-required baseline. Covers injury and property damage you cause to others. We'll explain minimums for your state and why many drivers choose higher limits.
Liability plus collision and comprehensive — damage to your own car from accidents, theft, weather, vandalism, or hitting an animal. Common for financed or leased vehicles.
If your state requires proof of financial responsibility after a violation, we'll explain what an SR-22 or FR-44 is and how to get one filed.
Protection when the other driver has no insurance or not enough. Required in some states, strongly worth discussing in the rest.
Covers medical costs for you and your passengers regardless of fault. Personal Injury Protection is mandatory in no-fault states.
Roadside assistance, rental reimbursement, gap coverage, and rideshare endorsements. We'll help you decide which are worth adding.
Most calls take about ten to fifteen minutes. Have your driver's license and current policy handy if you have one — it helps, but it isn't required.
Your vehicle, where you live, who drives it, and how it's used. Any tickets, accidents, or state filing requirements.
We explain the coverage types that fit your situation in plain language, including what your state requires and where you have choices.
If you'd like to move forward, we point you to licensed providers who can quote and bind coverage. No pressure to decide on the call.
Toll-free from anywhere in the United States. If we miss your call, leave a message and we'll call you back at the number you provide.
Prime Drive Insurance is an independent consultation service, not an insurer. Calling does not obligate you to purchase anything.
No. We are an independent insurance consultation service. We help you understand auto coverage options and connect you with licensed third-party providers who issue policies. We do not underwrite, bind, or service insurance policies ourselves.
The call is toll-free and there is no fee to speak with us. Any premiums or fees for an actual policy are set by the insurance provider you choose.
Auto insurance questions are personal and specific. A short conversation gets you a clearer answer than a form ever could — and you only share what you choose to.
It helps to have your driver's license, your vehicle's year, make, and model (or VIN), and your current policy declarations page if you have one. None of it is required to start the conversation.
Yes, we can explain your options and what an SR-22 or FR-44 filing involves. Final eligibility and pricing are determined by the insurance provider.
Calls may be recorded or monitored for quality and training. See our Privacy Policy for details on how call information is handled.